Meet Carly and Jason whose dreams were similar to any other young couple. Ten years ago they tied the knot while Jason was an apprentice electrician and Carly was in her final year of nursing school. Together, they purchased a modest home and...
Bank of Canada Rate Drop: What It Means for New Home Buyers and RefinancingFor the fouth time in 2024, the Bank of Canada has reduced its prime rate by 50 basis points (0.5%), marking a total yearly drop of 1%. This shift raises a critical question:...
Why You Should Buy Your Home Before Financing a New Car: A Real Talk GuideWhy You Should Buy Your Home Before Financing a New Car: A Real Talk GuideWhen it comes to big financial decisions, buying a home and a car are two milestones that can shape...
Canada's Prohibition on the Purchase of Residential Property by Non-Canadians Act has created some new rules for foreign citizens looking to buy property in Canada. This two-year ban, effective January 1, 2023, restricts non-residents from...
How to Save Thousands on Your High-Ratio Mortgage by Porting Your Mortgage InsuranceIf you're buying a home with less than 20% down, you’ll likely need mortgage insurance, which protects lenders in case of default. This insurance is typically...
Know it in 5 – Why Commercial Properties May Make Better RentalsToday, we’re taking five minutes to explore why investing in commercial properties could be more beneficial than residential rentals. If you’ve been considering entering the...
Whether you are first-time buyer or an experienced buyer with excellent credit, The Mortgage Centre has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Learn MoreThrough training and certification, we have a good understanding of available products, features, and rates. We are here to keep your mortgage moving forward with our Mortgage Market technology, we have electronic access to various major lenders in Canada, so you’re not tied to one lender or one type of mortgage.
Learn MoreWe understand that mortgages can be confusing and intimidating. To help demystify the process, The Mortgage Centre provides a glossary and a variety of free calculators to assist you in researching, and planning your mortgage.
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